Victor Dostov::Виктор Достов - GSMA Mobile 360 Series

Victor Dostov

Victor Dostov::Виктор Достов



Russian E-Money and Remittance Association


Dr. Viktor Dostov is a President of the Russian Electronic Money Association, the industrial body representing major e-payments and fund transfer companies in Russia. As one of the leading experts in Russian retail payments sector, Dr. Dostov is heading REMA since its inception. He is also a senior researcher at the Saint-Petersburg State University, participating in a research of new financial technologies.

Viktor’s background includes the position of the Managing partner and one of the founders of the PayCash Group – company that developed successful projects later known as Yandex.Money, iDealer, Beeline Mobile Commerce, Mobi.Dengi and others. He also worked as the Director for new technologies of the Tavrichesky Bank, Head of Financial Innovations Division at the Russian Presidential Academy of National Economy and Public Administration (RANEPA) and, previously, in the telecom industry. Since 2018 he is a senior researcher on digital finance in Saint-Petersburg State University. For more than twenty years, Viktor has been involved in the research and practical application of complex mathematical methods in payment sector: including companies as PayCash, Yandex.Money and others.

Since 2018 Viktor is an academic director for the National Competences Center for Distributed Ledgers, he conducted seminars on distributed ledger technologies for regulators in a number of jurisdictions, including Russia, Belarus and few others.

Dr. Dostov is a member of core national consultative and expert bodies on retail finance. These include Consultative Council on AML/CFT with the Russian Financial Intelligence Unit, Expert Council on non-bank financial institutions in the Russian Parliament. Since 2013 he contributes to the workings of the Expert Council attached to the Government of Russia as well. In 2014 Dr. Dostov was appointed a head of the AML/Identification Taskforce under the aegis of the Russian Central Bank Working Group. He also consults private companies and regulators on the development and regulation of financial technologies.

Viktor is sharing his expertise with the other industrial associations in the market. He is a member of the Supervisory Board of the National Payment Council and chairs the Committee on Electronic Money and Mobile Payments of the ‘National Payment Council’ Association.

As a part of his international work and commitment to the innovative financial inclusion as well as implementation of global AML/CFT standards Dr. Dostov contributes to the projects by CGAP, FATF, Eurasian Group and others. He also represents Russia at the AFI Digital Finance Workgroup. Victor also takes part in FATF consultation events as a private sector representative

Viktor is a frequent speaker at international events on electronic money, retail payments and financial inclusion. He is a columnist and the author of numerous publications on regulation, management and future of payment industry. He is also a country correspondent for the Financial Regulation International (Informa).